Foto von Specialist lawyer for Bank- und Kapitalmarktrecht, Specialist lawyer for Verkehrsrecht, Erika Acker, Lawyer in Koblenz

Erika Acker

Lawyer
Specialist lawyer for Banking and capital market law
Specialist lawyer for Traffic law


Koblenz
Diana Hohs
0261 - 404 99 - 95
0261 - 404 99 - 85


Expertise

Traffic law, road traffic law, accident claims processing

Further training
UPDATE Law enforcement in banking and capital market law (12/2025)

High court rulings on current issues in banking and capital market law (12/2025)

The case law of the XI Civil Senate of the Federal Court of Justice on consumer credit law (11/2025)

Permissible and impermissible bank charges (10/2025)

Current developments in payment account law (10/2025)

UPDATE: Account law, monetary law and failed payment transactions (11/2024)
 
  • Markets in Crypto Assets Regulation (MiCAR)
  • current status of the Third Payment Services Directive (PSD3 and PSR)
  • EU regulation on instant credit transfers in euros (IPs proposal)
  • Amendment mechanism for terms and conditions
  • Orders of the deceived account holder in the case of so-called social engineering


Current consumer credit law 2024 (11/2024)
 
  • new consumer credit directive
  • Revocation of consumer credit
  • Creditworthiness, payment default, credit securities
  • The fate of the knowledge-independent limitation period in German consumer credit law
  • The new Consumer Credit Directive (EU) 2023/2225 – truly a "Consumer Credit Directive 2.0"?


Current ECJ case law on the right of withdrawal (10/2024)
 
  • BGH rulings on financed purchases and the right of withdrawal
  • Development of the law in line with the guidelines by the Federal Court of Justice
  • The ECJ and the Federal Court of Justice set the course for the right of withdrawal
  • Practical implications for contracts and financed purchases


High court rulings on current topics in banking and capital market law (10/2024)
 
  • Unilateral, premature termination of a premium savings plan
  • Compensation for use of a distance-sold loan agreement to be reversed after revocation
  • Pre-contractual information for consumer real estate loan agreements
  • Permissibility of charging deposit fees for credit balances on current accounts
  • Termination of a variable-rate interest rate swap agreement


European and German capital market and capital investment law (10/2024)
 
  • Electronic securities and tokenization
  • Liability issues in the capital market
  • Capital investment liability and responsibility
  • Current EU legal developments in capital market law
  • Sustainability and Green Finance


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