LawyerJonas Frobel, Legal advisor in Koblenz
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Donnerstag, 12.04.2018

Breaches of the duty of disclosure in the area of health insurance



from
Jonas Frobel
Lawyer
Specialist in medical law
Specialist lawyer in insurance law

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When taking out private health insurance or private disability insurance, the insurer does not check whether the insured person has fulfilled all the requirements when the contract is concluded, but only when an insurance claim is made.

The consequences of answering a health question incorrectly or incompletely can be fatal. The insured person is required to pay attention here. Agents or brokers should not intervene in the process.

In the case of fraudulent misrepresentation, for example, no benefits under the contract can be provided. In the case of willful misconduct, the insurer could withdraw from the contract with retroactive effect.

The video was first broadcast on TV Mittel rhein and Westerwald-TV.

The statements represent initial information that was current for the law applicable in Germany at the time of initial publication. The legal situation may have changed since then. Furthermore, the information provided cannot replace individual advice on a specific matter. Please contact us for this purpose.